Send money from Canada to family back home — routed by an AI agent that reasons over every transaction and picks the chain at the moment you press send. It's the lowest-friction first action; once trust is earned on the first transfer, Rounds and Harambee open up. The wedge is not the prize — it's the door into the whole diaspora financial life.
Send is the simplest way to move money from Canada to Africa. You enter an amount, see the full cost up front, and confirm. Behind the scenes your transfer settles on-chain and pays out through trusted local rails — mobile money like M-Pesa and MTN MoMo, or a recipient bank account.
Phase 1 corridors are South Africa, Kenya, Ghana, and Zimbabwe (invite-only); Phase 2 adds Nigeria and Rwanda. Additional corridors open once our FINTRAC MSB registration — submitted and pending approval — is granted.
Three things the diaspora actually cares about.
Settlement happens on modern rails, so transfers are measured in minutes — not the multi-day waits that bank wires still impose.
$0.99 + 2% of what you send, plus a 0.6% FX margin we disclose openly — most apps bury theirs in the exchange rate. See exactly how fees work ›
Coynitt is designed so customer funds are never used for lending or operating expenses. Read how we protect your money ›
We're opening access corridor by corridor. Join the waitlist and we'll reach out the moment your route goes live.
