Harambee — all pull together. A funeral in Bulawayo, a term's school fees, a medical bill, a wedding, a borehole for the village. Pooled in a contract, transparent to every contributor, paid out to the person who actually has to settle the invoice.
Illustrative campaign. Coynitt has not yet opened to the public.
A Harambee is a contract with a named beneficiary, a stated purpose and a public ledger. The organiser runs the campaign; they never hold the pot.
The wallet that receives the funds is fixed when the campaign is created and shown to every contributor before they give.
Mortuary, coffin, transport, catering — the categories are declared up front and each release is tagged to one.
Contributions and withdrawals are recorded on Base L2. Any contributor can audit the campaign without asking the organiser.
When the campaign closes, the funds are claimed out of the contract and passed to the named beneficiary. They cannot be redirected to anyone else.
A campaign states its target and its deadline up front. Contributors can see how far along it is before they give, and can choose to give past the goal knowingly.
Funds land as local currency or mobile money where the costs actually have to be paid, not as a card balance.
Sekuru Joseph died on a Sunday. By Zimbabwean custom the burial is within the week, and the family needs the mortuary, the coffin, the transport and the food settled in cash within days. Forty-seven relatives across six countries want to help.
The old way: forty-seven separate transfers, forty-seven separate fees, one cousin's account acting as the pot, and a family WhatsApp group doing accounting at 3am. The Harambee way is one campaign, one ledger, and money on the ground in Mutorashanga the same day it is pledged.
An illustrative campaign, not a customer record.
Kagarama Primary in Kicukiro sits under a roof that has leaked through two rainy seasons, and its P4 classroom has eleven desks for forty-three children. The school has no budget line for either. Its old students — now in Kigali, Kampala, Brussels, Toronto and Calgary — do.
Sixty-one alumni put in what they could over five weeks. Because this is an infrastructure campaign, the money releases in stages against milestones: the roofing contractor is paid when the materials land, the carpenter when the first desks are delivered. Every release is photographed and posted to the contributor list.
No platform fee on contributions, no tip prompt, no percentage stacked on top of the person giving. We take 1.5% when funds are released to the beneficiary. Funeral campaigns are charged 1% — the one place where a lower number is the right one.
Full pricing →Harambee is not charity software. It is infrastructure for an obligation that already exists: the cousin in Calgary who will send for the funeral whether or not there is an app, the sister in London who covers the school fees every January. We built the rails so that obligation costs less and hides nothing.
No. The beneficiary wallet is fixed at creation and shown to contributors, and the contract can only release to it. The organiser runs the campaign; they never hold the pot.
A campaign states its target and deadline up front, and contributors can see how far along it is before they give. Giving past the goal is a choice contributors make knowingly, and the surplus goes to the same named beneficiary.
They need a verified wallet to contribute, which takes a few minutes with ID. Giving itself is free.
No. These are gifts between individuals, not donations to a registered charity, and we do not issue tax receipts.
Payouts follow the same rails as Transfers — about five to six minutes once a release is made.
Yes. Infrastructure campaigns — boreholes, clinic roofs, school blocks — use the same contract with staged releases tied to milestones.
Not yet. Harambee contracts are deployed on testnet and Coynitt's FINTRAC MSB registration is Approval Pending. Join the waitlist and we will email you the day it opens.
Our FINTRAC MSB registration is Approval Pending, and we're running partner sandbox testing. Drop your email and we'll send you an early-access invite the day Coynitt opens — before we tell anyone else.
