EIGHT COUSINS, FOUR COUNTRIES
The chama that used to run on WhatsApp.
The Kiambu cousins have run the same rotation for eleven years: eight people, CAD 150 a fortnight, whoever's turn it is takes the pot. It worked, and it also produced an annual argument, two missed contributions nobody could prove, and a spreadsheet only one aunt could read.
On Rounds the same rotation costs 2.5% of each payout, settles the same afternoon, and shows all eleven years of it to anyone in the circle who asks.
2.5%of each payout
0arguments about the ledger
An illustrative circle, not a customer record.
cycle 1Kamau takes CAD 1,200. Contract records the release and the eight contributions behind it.
cycle 2Mwangi takes CAD 1,200. One contribution arrives two days late; grace period applied automatically.
cycle 3Wanjiru takes CAD 1,200. All eight in before the window closes.
cycle 4Achieng's turn, scheduled. Her contribution converts from GBP at the disclosed rate.
anytimeAny member opens the Round and reads the last 12 months of cycles without asking the organiser.
year endThe group exports the full ledger for their own records in one tap.