WHY WE BUILT IT · HARARE · SOUTH LONDON · CALGARY
One founder, three diaspora communities, every line of the MVP.
Coynitt is built by a founder who has lived the problem across three diaspora communities — Zimbabwe (Harare), England (South London) and Canada (Calgary) — and wrote every line of the MVP himself: the wallet, the routing engine, the Rounds and Harambee contracts, and the compliance tooling underneath them.
It exists because the person who built it kept paying 9% to send money to people he loves. The company is incorporated in Alberta, banked in Calgary, and building toward FINTRAC MSB registration with the same seriousness the regulator applies to it.
3diaspora communities lived
9%what he kept paying to send money home
Four rules we have not broken yet. Coynitt is the rails.
Rule 01Print the price. Every fee, including the FX margin, appears as its own line before the user confirms. No exceptions for a better-looking headline number.
Rule 02Respect the institution. A chama has rules older than our company. We encode what families already do rather than redesigning their customs for them.
Rule 03Regulators first. Compliance is built before growth, not retrofitted after a takedown notice. We would rather launch later than launch quietly.
Rule 04Ship what we would send with. Nothing goes live on a corridor the founder would not use to send money to his own family that week.